Planning month
Budget
Using this device date and time.
Monthly calendar
Income and bills are placed on the dates entered for the selected month.
Income
Upcoming due
Paid
Past due
Tap a calendar item to see details.
Bill reminders
Optional in-app reminders only. They appear when No-Red Budget App is opened and do not run in the background.
One-click budget
Import CSV, TSV, TXT, JSON, or OFX/QFX exports from banks, payroll, bill lists, or spreadsheets. Then generate a monthly budget from detected income, bills, and spending.
2Review detected rowsApprove all, edit categories, or remove anything that does not belong.
3Tap Create budgetFixed bills, flexible categories, savings, and debt targets are generated automatically.
Your data is stored locally on this device unless you export it.
Yearly budget + import tools
Review a full year, estimate annual planning numbers, and paste utility bills or income rows without typing each item one by one.
Privacy-first tax note: Do not upload W-2s, tax returns, Social Security numbers, or full tax documents into this version. Use the manual annual estimate fields for budget planning only. No-Red Budget App is not tax software and does not provide tax advice.
Year income$0.00
Year expenses$0.00
Year savings goals$0.00
Year left over$0.00
Annual planning estimate
Optional rough estimate for planning. Enter numbers manually from your own records. This does not calculate or file taxes.
No annual estimate saved yet.
Paste bills, income, or utility rows
Paste simple rows copied from email, a spreadsheet, or a bill list. Review imported rows before approving them.
Tip: Good formats are Name, amount, category, date or Date, name, amount. Imported rows stay on this device unless you export a backup.
Add income, bill, or expense
Use the date as the pay date for income or the due date for bills and expenses. You can edit it later when amounts or dates change.
Income
All income entries. Edit, remove, or update pay dates and frequency as needed.
Expenses
All bill and expense entries. Mark paid, edit, remove, or update due dates and frequency as needed.
Household budget
Add people in the household, assign money to each person, and still keep one grand household budget.
Add household person
Use first names or simple labels like Mom, Dad, Child 1, Shared, Roommate, or Other income.
Add contribution
Record money someone contributes toward shared bills, rent, groceries, gas, or other household expenses.
Monthly household breakdown
Income, contributions, and expenses are grouped by person for the selected planning month.
Tip: Use Add income / Add expense beside a person, or use the Add tab and choose the household person. Colors help separate each person on the calendar and reports.
Calculator
Quick calculator for budget math. Results stay on this screen only.
Result$0.00
Use the calculator buttons below. The phone keyboard stays closed so the full calculator remains visible.
Budget plan
Generated monthly targets
No budget generated yet.
Budget settings
Customize the one-click plan
Fuel cost
Gas and driving cost planning.
Estimated gallons0 gal
Estimated fuel cost$0.00
Cost of living index
A planning estimate that compares local costs to a national-average index of 100.
How to use it: Enter a local index to estimate how much a typical monthly cost may feel compared with the national average. Formula: adjusted cost = base cost × index ÷ 100.
Adjusted estimate$0.00
Choose a state or allow location. Gas and COL values are planning estimates you can override.
Affiliate resources
Future resource menu.
No-Red may later include clearly labeled partner or affiliate links for helpful budget supplies, savings resources, credit monitoring tools, and financial education. Affiliate links will be optional and will open outside the app.
Footnote: If affiliate links are added later, they will be labeled clearly. Budget data stays local on the device/browser in this version and is not sold.
Transactions
Approved income, bills, and spending for the selected month